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Built for regulated environments.

We work with large, complex organisations where AI governance is not optional. The control system core is fixed. A sector overlay adds the regulator-specific obligations, elevated risk classifications and evidence expectations on top. Nothing is rebuilt per sector.

01 / Sector overlays

Same core. Configured edge.

Each overlay is used alongside, not instead of, the core toolkit. It identifies the regulatory obligations specific to the sector, explains how they interact with the six engines, and specifies the additional governance actions required.

AA·SO·FS·001

Financial Services

For UK and EU-facing banks, insurers, asset managers, payments and consumer-credit providers. The regulators have been explicit: AI is governed through existing frameworks, not a new AI statute. The burden of proof sits with the firm. A named senior manager is accountable for AI outcomes.

FCA SM&CRConsumer DutyPRA SS1/23EU AI Act Annex IIIUS SR 11-7

AI GOVERNANCE LEAD · CRO · MODEL RISK · COMPLIANCE · SMF HOLDERS

AA·SO·HEALTH·001

Healthcare

For NHS trusts, integrated care systems, and private healthcare and digital-health providers. Among the most heavily regulated AI environments in the UK: five regulators hold distinct jurisdiction over clinical and operational AI, from device classification to data protection and deployment standards.

MHRA AiMDNHS DCB0129/0160CQCICONICE ESFEU AI Act high-risk

AI GOVERNANCE LEAD · CLINICAL SAFETY OFFICER · CALDICOTT GUARDIAN · MEDICAL DIRECTOR · IG

AA·SO·PUB·001

Public Sector

For central government departments, arm's-length bodies and local authorities. The public sector carries an obligation the private sector does not: proactive transparency to citizens. Algorithmic decisions are subject to mandatory recording, equality duties, and heightened scrutiny of automated decision-making.

ATRS (mandatory)PSED s.149ICO DPIA / ADMGDS Technology CodeUK AI Framework

AI GOVERNANCE LEAD · SRO · DPO · DIGITAL / TECHNOLOGY DIRECTOR

AA·SO·INFRA·001

Regulated Infrastructure

For organisations holding licences from Ofgem, Ofwat or Ofcom, and those serving them: gas networks, electricity distribution and transmission, water and wastewater, telecoms. Sector obligations sit on top of the baseline UK AI Framework, EU AI Act and NIST AI RMF alignment built into the core toolkit.

OfgemOfwatOfcomUK AI FrameworkNIST AI RMF

AI GOVERNANCE LEAD · LEGAL / REGULATORY AFFAIRS · IT SECURITY · EXECUTIVE COMMITTEE

02 / How overlays work

Four regulator sets. One system.

The overlay applies elevated risk classifications, incorporates additional AI Impact Assessment questions, maintains the evidence the regulators expect, and maps each obligation to the engines that demonstrate control.

Sector-to-core mappingAA·DG·SECTORS
Sector regulators mapped to one control system core Four regulated sectors, each with distinct regulators, all mapping through a sector overlay into the same Ambient Agent control system core. AA·SO·FS Financial Services FCA SM&CR · CONSUMER DUTY · PRA SS1/23 EU AI ACT ANNEX III · US SR 11-7 AA·SO·HEALTH Healthcare MHRA AiMD · NHS DCB0129/0160 · CQC ICO · NICE ESF · EU AI ACT HIGH-RISK AA·SO·PUB Public Sector ATRS (MANDATORY) · PSED s.149 · GDS ICO DPIA / ADM · UK AI FRAMEWORK AA·SO·INFRA Regulated Infrastructure OFGEM · OFWAT · OFCOM GAS · ELECTRICITY · WATER · TELECOMS SECTOR OVERLAY Elevated risk classes Additional AIIA questions Regulator evidence pack ONE CONTROL SYSTEM CORE Same core. Configured edge. Agent Passport · governance · approvals · decision rights · escalation · reporting spine. The overlay adds regulator obligations and evidence expectations on top of the fixed core. USED ALONGSIDE, NOT INSTEAD OF, THE CORE TOOLKIT

Every regulator asks the same question: can you evidence control at the point of use?

See the regulatory timeline

03 / How to begin

Start with your regulatory context.

The AI Control Diagnostic includes a risk posture assessment aligned to your regulatory context and sector requirements. The deployment plan it produces is configured to your environment, not a generic template.

Book an Alignment Session contact@ambientagent.co.uk

What every overlay adds

O·1

Elevated risk classifications for the use cases your regulator watches.

O·2

Additional AI Impact Assessment questions specific to the sector.

O·3

The evidence pack your regulator expects to see maintained.

O·4

Engine mapping: which part of the system demonstrates each obligation.